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Florida Mortgage Brokerage

About

About this brokerage

A mortgage brokerage places loans with multiple lenders rather than selling its own. That one fact shapes most of how this works.

Welcome to Florida Mortgage Brokerage Inc, where Adam Klayman and his team specialize in residential mortgages in Jacksonville Florida and the surrounding area. At Florida Mortgage Brokerage Inc, we will find a loan that fits each borrower.

Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.

We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.

Best of Florida 2026, 2025, 2024, 2023, 2022 — awarded by Guide to Florida (opens in a new tab). An award from a third party, not a statement by this brokerage, and not an indication of what any lender will approve.

How a brokerage works

Why the lender matters more than the product name

Most mortgage programs are not proprietary. Conventional, FHA, VA and USDA loans follow published guidelines, so the meaningful differences between two lenders offering “the same” program are their overlays, their pricing, their appetite for your property type, and how they actually behave when a file gets complicated.

A brokerage’s job is knowing those differences and placing your file where it fits. That is most valuable precisely when something about the file is not standard: self-employment income, an investment property, a condominium project with a wrinkle, or a borrower whose documentation does not look like a W-2.

It also means we get paid when a loan closes, which is worth you knowing. The way to use that is to ask directly why a particular lender and structure is being recommended, and to expect an answer about your file rather than about the product.

How we work

What you can hold us to

  • We will tell you which terms are the lender's call and which are ours.
  • We will not quote a rate before we can base it on your actual file.
  • We will not ask for documents or identifiers through a web form or email. Those go through a secure portal, always.
  • Where a program is governed by an agency, we will point you at the agency rather than paraphrasing rules that change.
  • If a program is not a fit, we will say so rather than reshaping your file to fit a product.

The team

Who you will be working with

Reviews

What clients have written

We do not publish testimonials we collected ourselves. These are reviews people left on Google, reproduced in full and linked to their authors.

  • I can not say enough good things about Adam Klayman and Florida Mortgage Brokers. From the very beginning, Adam was professional, responsive, knowledgeable, and genuinely committed to helping me navigate the home-buying process. He took the time to answer my questions, explain every step clearly, and always made me feel like a priority. Buying a home can be stressful, but Adam's dedication, patience, and expertise made the experience much smoother. He worked hard to find the best options available and was always available when I needed guidance. Thanks to Adam and his team, I was able to achieve my dream of homeownership. I highly recommend Adam Klayman and Florida Mortgage Brokers to anyone looking for an honest, dependable, and hardworking mortgage professional. Thank you for going above and beyond—I truly appreciate everything you did for me and my family!

    Gabriel Guzman

    Local Guide · 61 reviews · 81 photos · 4 months ago

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  • Our house closing was a very challenging process with lots of delays and changing dates unrelated to a typical mortgage closing process. Adam Klayman at Florida Mortgage was tenacious and host towards the process us find the best programs and rate to meet our budget and needs. No closing is the same. For us, we experienced lots of delays, frustrations and disappointments outside our control. However, the professionalism, patience, honesty and integrity of the process by both Adam and Devon our loan Processor, were game changers! They made a challenging process bearable and didn’t give up until we got our home! We have now been in our, New To Us, home since February 2026 and it perfect for our family! We are looking forward to making many more memories.

    Dina Duchene

    1 review · a week ago

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  • ***Outstanding*** Adam made our home purchase process so easy, stress free and his communication was stellar. We were looking to do an investment loan and Adam was so knowledgeable and professional about all aspects of our loan. I felt like I was in the best of hands, as he was very honest, reliable and certainly worked to make sure we had the best financing terms possible. Everything felt so smooth and I really do have him and Devon to thank for making our home purchase possible. I would highly recommend Adam to absolutely anyone and will be reaching out to only him in the future! Save yourself the time and stress of big banks - Adam and Devon have you covered! Thank you guys so much!

    Kaitlin Radler

    9 reviews · a year ago

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Read all 17 reviews or see them on Google (opens in a new tab).