Region
Northeast Florida
The First Coast: Duval, St. Johns, Clay and Nassau counties, reported together by Florida Realtors as the Jacksonville MSA.
Markets
5 markets in Northeast Florida
Market figures are verified for 5 of them. A market without a page is one where the data is confirmed but the local detail a useful page needs has not been written — we would rather say that than publish a template.
Jacksonville
Duval County
Median single-family sale $404,495
Jacksonville MSA · September 2026
St. Augustine
St. Johns County
Median single-family sale $404,495
Jacksonville MSA · September 2026
St. Johns County
St. Johns County
Median single-family sale $404,495
Jacksonville MSA · September 2026
Fleming Island
Clay County
Median single-family sale $404,495
Jacksonville MSA · September 2026
Nassau County
Nassau County
Median single-family sale $404,495
Jacksonville MSA · September 2026
Programs
What borrowers in Northeast Florida most often need
Taken from the programs each market in this region prioritises, not from a guess about the region as a whole.
Conventional loans
A conventional loan is a mortgage that is not insured or guaranteed by a government agency. Most conventional lending follows Fannie Mae or Freddie Mac guidelines, which is why the requirements are relatively consistent from lender to lender.
Read moreVA loans
A VA loan is made by a private lender and guaranteed in part by the U.S. Department of Veterans Affairs. For eligible service members, veterans and certain surviving spouses it is often the strongest option available, with no down payment required on many purchases and no monthly mortgage insurance.
Read moreFHA loans
An FHA loan is a mortgage insured by the Federal Housing Administration, part of HUD. The insurance is what allows lenders to accept a lower down payment and a wider range of credit profiles than conventional financing typically does.
Read more
What this page is
A map, not a market report
This page groups markets so they are easy to navigate. It does not carry its own analysis, because the useful analysis is local and belongs on the market pages themselves.
Being listed here is not a statement that we have an office in a market, that any particular program is available there, or that any lender will approve a file in it. It is a statement about where our content covers.
Talk it through before you start shopping
Bring your situation, not your paperwork. A first conversation is about which programs actually fit and what the numbers look like — no documents, no credit pull, no commitment.