Region
Southwest Florida
Naples, Fort Myers, Cape Coral and Sarasota — the state's highest median prices outside South Florida, and its heaviest flood-insurance exposure.
Markets
4 markets in Southwest Florida
Market figures are verified for 4 of them. A market without a page is one where the data is confirmed but the local detail a useful page needs has not been written — we would rather say that than publish a template.
Cape Coral
Lee County
Median single-family sale $375,500
Cape Coral-Fort Myers MSA · September 2026
Naples
Collier County
Median single-family sale $785,000
Naples-Immokalee-Marco Island MSA · September 2026
Boca Raton
Palm Beach County
Median single-family sale $659,000
Miami-Fort Lauderdale-West Palm Beach MSA · September 2026
Sarasota
Sarasota County
Median single-family sale $485,000
North Port-Sarasota-Bradenton MSA · September 2026
Programs
What borrowers in Southwest Florida most often need
Taken from the programs each market in this region prioritises, not from a guess about the region as a whole.
Conventional loans
A conventional loan is a mortgage that is not insured or guaranteed by a government agency. Most conventional lending follows Fannie Mae or Freddie Mac guidelines, which is why the requirements are relatively consistent from lender to lender.
Read moreJumbo loans
A jumbo loan is one that exceeds the conforming loan limit applicable to the property's county and unit count. Because it cannot be sold to Fannie Mae or Freddie Mac under those limits, the lender holds more risk and sets its own requirements.
Read moreAsset depletion loans
An asset depletion loan converts eligible assets into a qualifying income figure by dividing them over a number of months set by the lender. It is designed for borrowers with substantial assets and limited documentable income.
Read more
What this page is
A map, not a market report
This page groups markets so they are easy to navigate. It does not carry its own analysis, because the useful analysis is local and belongs on the market pages themselves.
Being listed here is not a statement that we have an office in a market, that any particular program is available there, or that any lender will approve a file in it. It is a statement about where our content covers.
Talk it through before you start shopping
Bring your situation, not your paperwork. A first conversation is about which programs actually fit and what the numbers look like — no documents, no credit pull, no commitment.