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Pick whichever of these sounds most like you. The questions differ slightly, which saves a round of back-and-forth.
Homebuyers
Whether it is your first home or your fifth, the useful work happens before you make an offer: understanding what you can borrow, what the loan will actually cost, and which program fits your situation.
ContinueReal estate investors
Investment property financing is underwritten differently from a primary residence. Some programs lean on the property's income rather than yours, but every one of them still underwrites the borrower, the property, and the reserves.
ContinueSelf-employed & business owners
Being self-employed does not push you into a special loan. Many business owners qualify for standard conventional financing. Alternative documentation exists for the cases where tax returns understate what a business actually produces.
ContinueHomeowners 62+
A reverse mortgage converts part of your home equity into money you can use, without a monthly principal and interest payment. You keep the title. What you do not shed are the obligations — taxes, insurance, maintenance and living there — and that is where the real decisions are.
ContinueSomething else
A question that does not fit the other three, or you are not sure which applies. That is a perfectly good place to start.
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